William D. Warren
With 36 years in the mortgage industry, Bill has served many roles including Mortgage Loan Originator, Branch, Area, State, and Regional Production Manager, Operations Manager, DE, VA and Conventional Loan Underwriter, Executive Vice President and President. Bill personally originated and closed nearly 14,000 residential mortgage loans. His compliance experience includes more than 16 years as a Chief Compliance and Quality Control Manager. Bill prides himself in his relentless attention to detail.
Bill has authored numerous operations/compliance manuals and training programs that bridge the complex regulatory requirements for sustainable operations and quality production. In addition to participating in more than 150 state and federal examinations, Bill has assisted with over thirty Consumer Financial Protection Bureau (CFPB) mock examinations on behalf of firm clients.
Bill has served on the Advisory Committee of the American Association of Residential Mortgage Regulators (AARMR) and was awarded the AARMR Distinguished Service Award in 2008. Additionally, he is a member of the Association of Certified Fraud Examiners and was a member of the Compliance Committee of the Mortgage Bankers Association and the NMLS Industry Advisory Committee.
Bill graduated from the Virginia Military Institute as a Distinguished Military Student and served in the United States Marine Corps for nearly 10 years.
- Conduct CFPB mock examinations for depositary and non-depositary clients that cover compliance management systems, origination and servicing
- Draft policy manual outlines for CMS, TILA, RESPA, HMDA, Fair Lending, Servicing, E-Sign, FCRA, Quality Control and Training
- Review Quality Assurance policies and procedures, including monitoring, loan file examination, reporting and corrective initiatives
- Served as instructor for AARMR Examiner School and taught training classes in sales, marketing, processing, underwriting, closing, shipping, compliance, fair lending, servicing, quality assurance, recruiting, NMLS, process management, finance, leadership and management