Michael Y. Kieval

Michael Kieval

Michael Y. Kieval



1300 19th Street NW, 5th Floor
Washington, DC 20036-1609

Michael heads the licensing and state law practice at Weiner Brodsky Kider PC.  He also provides federal regulatory compliance advice to clients large and small, and represents companies in the financial services and mortgage industries nationwide in state and federal litigation and government investigations, including CFPB examinations and enforcement actions.

Michael regularly speaks to industry audiences about the CFPB, regulatory compliance, and cybersecurity.  He previously served as law clerk to the Honorable James Lawrence King, Senior United States District Judge in the Southern District of Florida (Miami).

Practice Areas


  • University of Michigan Law School, J.D., cum laude, 2005
  • Washington University, A.B., magna cum laude, 2002


  • District of Columbia
  • Maryland
  • Texas
  • Virginia
  • U.S. Court of Appeals for the First Circuit
  • U.S. Court of Appeals for the Second Circuit
  • U.S. Court of Appeals for the Fourth Circuit
  • U.S. Court of Appeals for the Fifth Circuit
  • U.S. Court of Appeals for the Sixth Circuit
  • U.S. Court of Appeals for the Ninth Circuit
  • U.S. Court of Appeals for the Eleventh Circuit
  • U.S. District Court for the District of Colorado
  • U.S. District Court for the District of Columbia
  • U.S. District Court for the District of Maryland
  • U.S. District Courts for the Northern, Southern, Eastern, and Western Districts of Texas
  • U.S. District Courts for the Eastern and Western Districts of Virginia
  • U.S. Bankruptcy Courts for the Eastern and Western Districts of Virginia

Representative Matters

  • Advise state-chartered banks regarding state licensing requirements for mortgage and consumer lending and servicing
  • State licensing of numerous lenders (both IMBs and depositories)
  • Assist lenders with change-of-control filings for state licenses
  • Regulatory compliance review of deposit account agreements and disclosures
  • Advise lenders on creating and improving their CMS (compliance management systems) and cybersecurity programs
  • Advise clients in connection with data breach response
  • Represent lenders in connection with CFPB and state enforcement actions, including numerous enforcement actions concerning mortgage advertising
  • Represent bank and non-bank lenders and servicers in connection with state and federal regulatory examinations, investigations, and enforcement actions
  • Represent companies in connection with CFPB enforcement actions
  • Represent lenders and servicers in proceedings before U.S. Department of Housing and Urban Development (HUD)
  • Defend numerous putative class actions under RESPA Section 8
  • Defend multiple suits concerning overdraft fees and insufficient funds fees
  • Represent lenders in qui tam suits under the False Claims Act


  • Co-author, Baseball Scandal Highlights Compliance Lessons For Banks, Banking Law 360 (January 17, 2020)
  • Co-author, Consumer Protection and Mortgage Regulation Under Dodd-Frank (Thomson Reuters 2018)
  • Chapter contributor, Real Estate and Mortgage Banking: A New Era of Regulatory Reform (Thomson Reuters 2017-2018)
  • Co-author, Implied False Certification Liability under the False Claims Act after Escobar, Journal of Taxation and Regulation of Financial Institutions (Fall 2016)
  • Co-author, High Court’s FCA Decision Will Reach Far, Banking Law 360 (March 4, 2016)
  • Co-author, Lenity and Deference on A Collision Course, Banking Law 360 (February 26, 2015)
  • Co-author, Federal Court Rejects HUD’s Sham ABA Policy, Mortgage Compliance Magazine (March 2014)
  • Co-author, International Legal Developments in Review: 2007, Anti-Corruption, 42:2 The International Lawyer 709 (Summer 2008)
  • Note, Be Reasonable! Thoughts of the Effectiveness of State Criticism in Enforcing International Law, 26 Mich. J. Int’l L. 869 (2005)


  • 2019 KOVOD award for service to the Community at Large, Congregation Beth El of Montgomery County
  • Rising Star, Washington, DC, Super Lawyers Magazine, 2014-20 (Super Lawyers recognition is a Thomson Reuters service)


  • American Bar Association, Consumer Financial Services Committee
  • Bar Association of Montgomery County, Maryland