Kaina J. Zygowicz
Associate
Contacts
1300 19th Street NW, 5th Floor
Washington, DC 20036-1609
Kaina is an associate in Weiner Brodsky Kider’s regulatory compliance practice group where she focuses on federal and state regulatory compliance matters in the financial services industry. She has experience advising financial institutions on residential mortgage lending compliance and regulatory issues involving the Home Mortgage Disclosure Act (HMDA), Homeowners Protection Act (HPA), Real Estate Settlement Procedures Act (RESPA), Truth-in-Lending Act (TILA), Fair Credit Reporting Act (FCRA), and federal agency and GSE requirements. Kaina also assists in operational and transactional matters.
Practice Areas
- Regulatory Compliance
- Federal Regulatory Compliance
- State Regulatory Compliance
- Transactional and Corporate
Education
- Washington University in St. Louis, J.D., 2022
- Hamline University, B.A., summa cum laude, 2017
Admissions
- District of Columbia
Representative Matters
- Advise clients on FHA compliance for quality control reviews
- Advise mortgage companies on state-specific requirements and disclosures for reverse mortgage loans and home equity lines of credit
- Assist clients in preparations for wind-down and dissolution of business operations and legal structure
- Advise mortgage companies on federal and state loan origination and servicing requirements
- Advise clients on maintaining federal and state compliance in operational matters
- Assist financial institutions in the mortgage lending and real estate industries in maintaining compliance with federal agency and GSE requirements, including the FHA Single Family Housing Policy Handbook requirements and the selling policies of Freddie Mac and Fannie Mae
Affiliations
- District of Columbia Bar Association
- Mortgage Bankers Association
- American Bar Association