Washington DC | Dallas TX | Irvine CA

James M. Milano

jim milano

James M. Milano



1300 19th Street NW, 5th Floor
Washington, DC 20036-1609

Jim’s practice focuses on federal and state regulatory compliance matters for the financial services industry. Jim represents and advises mortgage companies, consumer finance companies, financial institutions and secondary market investors on federal and state mortgage banking and servicing issues. Jim also is nationally recognized as one of the leading lawyers in the area of reverse mortgage law.

Practice Areas


  • Emory University, LL.M., 1991
  • Louisiana State University, J.D., 1989
  • Louisiana State University, B.S. and B.A., 1986
  • Louisiana State University, B.A., 1983


  • District of Columbia
  • Georgia
  • Louisiana
  • Maryland
  • Virginia

Representative Matters

  • Assisted various lenders, servicers and settlement service providers, including Appraisal Management Companies, with federal and state regulatory investigations, including defending and settling civil disciplinary enforcement actions
  • Designed and implemented multiple captive finance and servicing programs for manufactured housing communities
  • Reviewed proprietary reverse mortgage loan programs and documentation for offering in multiple states
  • Assisted a startup reverse mortgage company in its formation, obtaining regulatory approvals and initial and subsequent capital raises
  • Assisted private equity funds in investments in Appraisal Management Companies and mortgage originators and servicers
  • Reviewed and commented upon federal and state legislation and regulatory pronouncements for various clients


  • Co-Author, Fair Credit Reporting Act Resource Guide, MBA Compliance Essentials (MBA 2019)
  • Co-Author, Homeowners Protection Act Resource Guide, MBA Compliance Essentials (MBA 2019)


  • Fellow, American Bar Foundation
  • Fellow, American College of Consumer Financial Services Lawyers


  • American Bar Association, Consumer Financial Services Committee
  • Conference on Consumer Finance Law, President, Governing Committee
  • District of Columbia Bar Association
  • Louisiana State Bar Association
  • Maryland State Bar Association
  • State Bar of Georgia Association
  • Virginia State Bar Association