Emily Bratt

Emily Bratt

Emily Bratt



1300 19th Street NW, 5th Floor
Washington, DC 20036-1609

Emily is an associate in the regulatory compliance practice group where she assists clients on federal and state regulatory compliance matters within the financial services industries. She has experience advising financial institutions, including banks and mortgage companies, on state and federal regulatory matters. Emily also assists clients with transactional matters including conducting due diligence for acquisitions and reviewing contracts.

Practice Areas


  • University of Southern California, Gould School of Law, J.D., May 2021
    • Executive Senior Editor, Southern California Interdisciplinary Law Journal
  • Baylor University, B.A., magna cum laude


  • District of Columbia

Representative Matters

  • Advise financial institutions on state and federal disclosure requirements with respect to closed-end unsecured loan products
  • Conduct multi-state regulatory compliance surveys related to consumer lending and mortgage licensing
  • Assist mortgage companies with Fannie Mae and Freddie Mac compliance for quality control reviews
  • Advise mortgage companies on state-specific reverse mortgage requirements and draft loan documents, such as security instruments and loan notes, for reverse mortgage loan programs


  • District of Columbia Bar Association
  • American Bar Association
  • Mortgage Bankers Association