The Vermont Commissioner of Taxes recently issued a memo regarding the average prime loan rate charged by banks for 2018. The declared rate is the basis for determining whether a loan is a high-rate/high-point loan under Vermont law. For 2018, the declared rate is 4.0%. This is effective on January 1, 2018 and applies to interest that accrues in the 2018 calendar year.
The memo establishing the declared rate for 2018 is available here.