CFPB Releases Semi-Annual Report for January – June 2026

The CFPB recently released its Semi-Annual Report to Congress covering its activities from January to June 2026.  While the Report generally covers this time frame, it outlines the Bureau’s initiatives and summarizes its administrative functions, accomplishments, and supervisory and enforcement work from July 2025 through June 2026.

According to the Semi-Annual Report, from July 1, 2025, to June 30, 2026, the CFPB received approximately 8,268,100 consumer complaints, with roughly 99.3% submitted through its website.  The Bureau sent approximately 7,501,400 of those complaints to companies for review and response, and companies replied to about 99.6% of them.

On supervision, the CFPB closed 1,327 of the 1,552 supervisory actions that were open as of July 1, 2025 (roughly 86%).  The Bureau also closed 66 of its 80 open examinations and reduced the number of exams scheduled by 50%.  The Bureau reported that its supervision focused on depository institutions (as opposed to nondepository institutions), actual consumer fraud, and matters clearly within its statutory authority, consistent with its previously released Humility in Supervision Pledge.

On enforcement, the CFPB closed approximately 40% of its pending investigations to align with its new enforcement priorities.  The Bureau stated it emphasized matters involving servicemembers, veterans and their families while terminating enforcement actions that no longer aligned with its objectives.  A summary of public enforcement actions is included in the Semi-Annual Report.