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WBK Industry News - Federal Regulatory Developments

2018 Conforming Loan Limits Increased by FHFA

The Federal Housing Finance Agency (FHFA) has increased the conforming loan limits for loans that will be acquired by Fannie Mae and Freddie Mac beginning on January 1, 2018.  For most of the U.S., the maximum conforming loan limit for one-unit properties will increase from the 2017 limit of $424,100 to $453,100 in 2018.

The new ceiling limit for one-unit properties in most high-cost areas will be $679,650.  For Alaska, Hawaii, Guam, and the U.S. Virgin Islands, the loan limit will be $679,650 for one-unit properties.

For a list of all the 2018 maximum loan limits for all counties and county-equivalent areas in the U.S., look here.