Paula M. Vigo

Paula Vigo

Paula M. Vigo



1300 19th Street NW, 5th Floor
Washington, DC 20036-1609

Paula’s practice focuses primarily on federal and state regulatory and compliance matters related to the consumer financial services industry. She provides guidance on compliance with HMDA, ECOA, FCRA, GLBA, and FDCPA. Among other things, Paula advises clients on origination and servicing requirements, marketing and advertising practices, quality control plans, and other business practices. In addition, Paula has assisted a variety of consumer financial services companies with obtaining regulatory approvals in connection with complex acquisitions, mergers, and asset transfer transactions.  Paula is licensed as a Certified Fraud Examiner and a Certified Public Accountant.

Practice Areas


  • Boston University School of Law, J.D., 2016
  • University of Puerto Rico, B.B.A, magna cum laude, 2012


  • District of Columbia
  • Maryland

Representative Matters

  • Conduct multi-state regulatory compliance surveys and analyze matters pertaining to residential and commercial mortgage lending, as well as consumer lending, to advise clients on state licensing requirements
  • Advise and assist clients in obtaining residential and commercial mortgage lender, broker and servicer licenses and approvals, as well as obtaining change of control approvals in connection with the purchase and sale of mortgage entities
  • Assist mortgage lenders and servicers in preparing for examinations by the Consumer Financial Protection Bureau (CFPB) and other federal and state financial regulators
  • Assist companies in preparing policies and procedures for compliance with federal and state laws and regulations
  • Advise companies on their privacy policies and notices for compliance with federal and state privacy laws and regulations
  • Conduct multi-state surveys on regulatory requirements and restrictions including permissible origination and servicing fees and disclosure requirements
  • Perform due diligence in connection with mergers and acquisitions


  • District of Columbia Bar Association
  • Maryland State Bar Association
  • Mortgage Bankers Association
  • Association of Certified Fraud Examiners