Manu J. Sebastian
Manu’s practice focuses on federal and state regulatory compliance matters for the financial services industry. Manu advises mortgage companies, financial institutions, and secondary market investors on federal and state law in the areas of mortgage banking, real estate finance, and consumer finance.
Prior to joining the firm, Manu worked for the U.S. Department of Housing and Urban Development in the Office of General Counsel, Office of Program Enforcement and in the Mortgagee Review Board Division of the Federal Housing Administration, where he investigated and litigated Mortgagee Review Board (MRB) actions, debarment actions, and violations of the Program Fraud Civil Remedies Act.
Manu also worked with the Department of Justice Criminal Division in the Securities and Financial Fraud Unit. While at DOJ, Manu identified, investigated, and assisted in the prosecution of global financial fraud schemes. Prior to attending law school, Manu spent seven years as a loan originator in the residential mortgage industry.
- Regulatory Compliance
- Federal Regulatory Compliance
- State Regulatory Compliance
- Syracuse University College of Law, J.D., 2015
- University at Albany – SUNY, B.A., 2003
- District of Columbia
- New Jersey
- New York
- Advise clients on compliance requirements under state and federal law including RESPA, TILA, and FHA regulations
- Perform due diligence in connection with the acquisition of financial institutions, including mortgage lenders
- Review Home Equity Conversion Mortgage (HECM) and proprietary reverse mortgage loan documents, disclosures and business practices for compliance with state and federal requirements
- Assist lenders in completing the FHA approval and recertification process
- The European Union’s General Data Protection Regulation: How Will It Affect Non-EU Enterprises?, 31 SYRACUSE SCI. & TECH. L. REP. 216 (2015)
- American Bar Association