Washington DC | Dallas TX | Irvine CA
202.628.2000

A.J. S. Dhaliwal

A.J. S. Dhaliwal

Counsel

Contacts

1300 19th Street NW, 5th Floor
Washington, DC 20036-1609

A.J. represents financial services industry clients in state and federal litigation, government investigations, and internal investigations. A.J. advises clients in matters initiated by the Consumer Financial Protection Bureau (CFPB), Department of Justice (DOJ), Department of Housing and Urban Development (HUD), Federal Trade Commission (FTC), state attorneys general, and state regulators. A.J. counsels clients on issues of unfair, deceptive, or abusive acts in violation of the FTC Act, CFPA, and similar state laws. Also, A.J. handles matters involving federal consumer protection laws, including ECOA, FHA, RESPA, TILA, and FDCPA.

A.J. is active in the District of Columbia Bar, where he serves on the Board of Governors. He is a past president of the Washington D.C. chapter of the South Asian Bar Association of North America (SABA) and has been recognized as a Rising Star by SABA.

Practice Areas

Education

  • The George Washington University Law School, LL.M., 2008
  • Western New England University School of Law, JD, 2007
  • Simon Fraser University, B.A., 2001

Admissions

  • District of Columbia
  • Maryland

Representative Matters

  • Represented banks and non-banks in CFPB investigations, enforcement actions, and escalated supervisory matters alleging UDAAP violations
  • Defended client in a CFPB enforcement action alleging UDAAP and FCRA violations.
  • Represented clients in investigations initiated by the CFPB and state regulators, including matters closed without further action
  • Represented directors with respect to regulatory proceedings and litigation involving financial institutions
  • Defended non-bank servicers in consumer protection investigations and enforcement actions brought by state attorneys general, including multistate groups

Publications

  • Co-author, The devil is in the details: LabMD imposes limitations on the FTC’s enforcement authority, Cybersecurity Law Report (June 2018)
  • Co-author, The FCC’s Expanding Definition of Privacy, Journal of Internet Law (October 2015)
  • Co-author, Petitions To Modify or Set Aside CFPB Civil Investigative Demands: Analysis of Recent Decisions, LexisNexis® Emerging Issues Analysis (January 2013)

Recognition

  • Rising Star, South Asian Bar Association of North America (SABA), 2017

Affiliations

  • American Bar Association, Banking Law Committee
  • District of Columbia Bar Association, Board of Governors (2018-2021)
  • National Asian Pacific American Bar Association
  • South Asian Bar Association of Washington, DC